LOAN SOLUTIONS

Community One has loans to fit just about any budget. We are all about solutions
and our #1 goal is helping you find the loan that fits your payment schedule and
budget.

You can apply for a loan anytime day or night. During regular business hours, call our office at (330) 305-3050 or click here to request more information.

New & Used Vehicle Loans, RV, Motorcycle & Boat Loans

Fast & Easy Application Process – click here to submit an application
  • Low Interest Rates
  • Up to 100% Financing
  • Terms Up To 84 Months
  • Pre-Approvals To Make Your Buying Experience Easy
  • And More!

Mortgages

  • Fixed & Variable Rate Programs Available up to 30 Years
  • FHA Loans
  • VA Loans
  • Mortgage Refinancing

Second Mortgages

  • Low, Fixed Rates
  • Flexible Terms Up To 15 Years
  • Interest May Be Tax Deductible (Consult your tax advisor)
  • And More!

Home Equity Loans & Home Equity Lines of Credit

  • Low Interest Rates
  • Additional Advances On The HELOC Only (First 5 Years)
  • Interest May Be Tax-Deductible (Consult Your Tax Advisor)
  • And More!

Personal Loans

  • Low Interest Rates
  • Terms Up To 60 Months
  • And More!

Share Secured Loans

  • Ability To Lock In A Lower Interest Rate By Security Against Your Savings

Debt Consolidation Loans

  • Competitive Rates To Save You Money Throughout The Life Of The Loan

Credit Builder Loans

  • Give Your Low Credit Score A Boost With This Helpful Loan Option

E-Z Line Loan

  • Quick & Easy Access To Funds
  • Competitive, Low Interest Rates
  • Access To Funds Via Home Banking, Phone & In Person
  • Low Payments
  • Little Or No Fees
  • Free Checks
  • Peace Of Mind

REFINANCE WITH US!

If you have a high interest rate loan from another financial institution, refinance it with us! You could lower your payments instantly!

GAP

Guaranteed Auto Protection helps pay off your remaining loan/lease balance if your vehicle is stolen or damaged and is deemed a total loss. It allows you to start fresh with a new vehicle purchase and no outstanding balances. This service is inexpensive and can be included as a small addition to your monthly payment.

PAYMENT PROTECTION

Could your family maintain their current lifestyle if the unthinkable happened? Very few people can NOT answer yes to that question. In the event of a tragic accident, illness or even death many people don't realize that their employer will only pay a portion of their income if any at all. Then what? Could you afford to make your monthly loan payments? Let Payment Protection take away that worry by making your loan payments for you should injury, illness or the unthinkable happen. Why take the risk if you don't have to? It's simple to qualify, there are no additional payments to make because it's added into your monthly loan payment. With Payment Protection you can afford to protect your lifestyle!

For more information, call our office or click here to request more information.

VETERAN'S PROGRAM LOAN DISCOUNT^

To honor those who have served, Community One Credit Union now offers a special discount program for Veterans. Stark County Veterans, who carry a Veteran ID Card, can take advantage of a .25% APR* discount off of a new or used C1CU Vehicle Loan. Call or stop by our loan department for more information.

*APR - Annual Percentage Rate. Rates and terms subject to change without notice.

^Must meet loan qualification. Must be able to verify as a military veteran by showing a Veteran ID Card. Cards can be obtained at the Stark County Recorder's Office. Rate discount is off of your qualified loan rate. Veteran's discount may not be used in conjunction with any other promotion or offer. This program is subject to change or discontinue without notice.

For more information, call our office or click here to request more information.

WARRANTY

  • Help With Vehicle Repairs
  • Can be Financed
  • Can be Transferred
  • Available On Vehicles Up To 11 Years Old & Up To 150,000 Miles

 

CREDIT CARDS

A credit card is a necessity in today's electronic age. As we continue to move to a "cashless" society, a credit card is often the only way to guarantee a car rental or hotel reservation, and is by far the easiest way to shop by phone and online. With low everyday interest rates and no hidden fees, Community One Credit Union offers full Visa Credit Card services, worldwide acceptance and comes with Visa's Zero Liability Policy if your card is lost or stolen.

We offer a choice of cards, one with rewards and one without rewards, and both of our cards carry a convenient payment feature. You can make instant payments to your card directly from our website via the "make payments" button on our home page, through online banking, over the phone or at any of our branches.

REWARDS CARD

Receive points which are redeemable for gift cards, merchandise, travel and more! To view a full listing of rewards, visit www.curewards.com.

You already do your banking with Community One Credit Union...isn't it time you brought your credit card "home"?

ALREADY HAVE A CREDIT CARD?

That's ok. Simply transfer your existing balance(s) to our card and payoff debt faster. Click here to request more information on how you can make the switch today! Bring your credit card home to Community One Credit Union. Click here to request an application.

VERIFIED BY VISA

Get an extra layer of security when you shop online

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
How it works

  1. Activate the Verified by Visa feature: Enroll your credit or debit card in the Verified by Visa program now, on your participating card issuer's website or while shopping online.
  2. Shop at participating online merchants: Visit online merchants that display the Verified by Visa symbol for an added layer of protection.
  3. Enjoy enhanced security: Enjoy added peace of mind. Activate Verified by Visa on your C1CU Visa credit and debit cards.

It's easy and only takes a few moments to activate your card. You can activate by clicking here or during the checkout process at a participating online merchant. However you activate, your information is protected. ACTIVATE NOW!